Disclaimer

I am not a legal authority. Many of these observations are just topics for discussion. None of the situations I will be describing are exactly as they happened but composites of multiple situations and/or composites of stories other agents have told me. This is a forum for discussion, not policy.  I am very protective of my clients and their privacy and my fiduciary to them. This is meant as an illumination of the difficulties and subtleties of what I consider a noble and wonderful yet sometimes (most times, it feels like) misconstrued profession.